Pre-approved
in minutes.
Closed in weeks.

Conventional · FHA · VA · Jumbo

A locally-owned mortgage company built around one idea: stop making homebuyers chase you. Apply online or text us — we'll handle the rest. Licensed in Ohio & Indiana.

$0 Application Fee
17 Day Avg. Close Time
4.5★ Borrower Rating
Get Pre-Approved →
Run the Numbers

See your monthly before you call us.

$
$
%
Estimated Monthly Payment
$2,180
Principal & Interest$2,180
Est. Property Tax$425
Est. Homeowners Insurance$120
Total Monthly$2,725
Lock This Rate →
Estimates only and not a commitment to lend. Payment shown includes estimated taxes and insurance; your actual payment obligation may be higher. Your actual rate, payment, and costs could be higher — get an official Loan Estimate before choosing a loan. All loans subject to credit approval.
Loan Programs

Match the loan to the life.

Most Popular

Conventional

5.875%

6.01% APR

30-yr fixed · As low as 3% down

  • Flexible credit requirements
  • No upfront mortgage insurance
  • Loan amounts up to $806,500
  • Removable PMI at 20% equity
First-Time Buyer

FHA

5.375%

6.00% APR

30-yr fixed · As low as 3.5% down

  • Credit scores from 580
  • Lower closing costs
  • Gift funds allowed
  • Co-signers permitted
Veterans

VA Loan

5.50%

5.74% APR

30-yr fixed · 0% down

  • No down payment required
  • No private mortgage insurance
  • Competitive low rates
  • Active duty & veterans
Premium

Jumbo

6.50%

6.71% APR

30-yr fixed · 10–20% down

  • Loans above $806,500
  • Up to $3M financed
  • Interest-only available
  • Asset-based qualifying
Rates as of 04/15/2026 and subject to change without notice. Customer profile: single family, primary residence, $300,000 loan amount, 780 FICO, 75% LTV, 30-day rate lock. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Payments do not include taxes and insurance; your payment obligation will be higher. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. For informational purposes only. This is not a commitment to lend or extend credit. All loans subject to credit approval.
The Process

Five steps. Seventeen days.

01

Apply Online

Five-minute application. Soft credit check, no impact to your score.

02

Pre-Approval

Written pre-approval letter within 24 hours. Shop with confidence.

03

Submit Offer

We coordinate with your agent. Full underwriting starts day one.

04

Clear to Close

Inspection, appraisal, title — all coordinated through one dashboard.

05

Keys

Sign digitally with DocuSign. Wire funds. Move in.

Start Your Pre-Approval

Five fields. Five minutes.

Soft credit check — no impact to your score. Fill in your info below and you'll be taken to our secure loan application portal to complete your pre-approval.

NMLS #2532922 · MLO #1983425 · Equal Housing Lender
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680 MOORE RD · SUITE 101 · AVON LAKE OH 44012
What Borrowers Say

No surprises, no hidden anything.

★ ★ ★ ★ ★

"Closed in 14 days. They beat the rate my big-bank lender quoted by half a point with zero junk fees."

— Marcus & Jen H. · Avon
★ ★ ★ ★ ★

"Texted Dalton at 9pm with a question about my FHA appraisal. Had a real answer by 9:04."

— Priya K. · Westlake
★ ★ ★ ★ ★

"VA loan, complicated separation paperwork, and they made it look easy. First-time homeowner at 28."

— Cpl. Diego R. · Sheffield Lake
Looking for an agent too? Visit Broker Broker Realty →
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